My understanding of finance and investments…

Is sub sub normal. Sad but true, I am unable to bring my mind to grasp the workings of finance and of investments and good returns and other such things. Thankfully people around me are much smarter in such things so I get by, but the fallout is that when someone who is financial-knowledge-ally good comes by, I am over awed.

Just today we met a person who showed me how to get together a good deal of money that I needed, from my very own investments. I was amazed and struck by the finesse with which he discussed loans against LIC, and PPF and only 0.5% default loss for breaking 3 year lock-in periods etc etc. Wow he was a genius, and I was totally floored.

I felt that I should gift him something for imparting such profound and immensely helpful knowledge. My near and dear ones stopped me in the nick of time, as the gentleman giving us advice would have felt offended if I had actually done that.

But the fact remains that I am amazed by people who understand finance and investments and returns and the intricacies of making money through calculations, interest rates et al.